Model Portfolio Service

If a Bespoke Portfolio is not for you, Imperium Advice offers access to LGT Wealth Management’s Model Portfolio Service, which offers five portfolios and one income solution. Each portfolio is designed to suit a unique risk tolerance, allowing you to find the investments that suit you.

Defensive PortfolioThe objective is to preserve capital with a cautious approach. The portfolio is diversified across asset classes but with no more than 40% invested in equities or other risk assets. Target volatility: 2% – 4.75%.
Cautious PortfolioAims to achieve moderate growth with low-to-medium allocation across diverse funds. No greater than 55% is invested in equities and other risk assets. Target volatility: 4% – 7%.
Balance PortfolioWith an aim to achieve growth above inflation, this is a diversified portfolio with medium allocation and no greater than 75% in equities and risk assets. Target volatility: 5% – 9%.
Growth PortfolioThe objective is to gain above-average capital growth with medium-to-high allocation to funds, including no more than 85% in equities and risk assets. Target volatility 8% – 13%.
Adventurous PortfolioFor those with a high-risk attitude and high capacity for loss, funds are invested across a diverse range with up to 100% in equities and risk assets. Target volatility: 10% – 16%.
Strategic Income PortfolioAims to achieve returns above inflation, including a target income yield of 3.5% through a diverse allocation of cash, bonds, and equities.

When investing, your capital is at risk; the fund value may fluctuate and can go down as well as up.